Archive for January, 2017

Oran Park Financial planning superannuation SMSF

SMSF vs Retail Superannuation Funds… Is it right for you?

With so much information around superannuation, it is difficult to understand the in’s and out’s. Is an SMSF cheaper or right for me? What is the difference between my current superannuation account and that of an SMSF? We break it down below.

The pool of superannuation benefits in Australia is increasing at a rapid rate and so are the amount of SMSF’s being established, which make them the new hot topic; however you need to understand the costs and responsibilities involved before committing to this structure.



Looking Beyond a Will- Find out what’s involved?

If the newspaper stories about high profile family rifts didn’t get the message across, the personal anecdotes of stress and infighting did. These days, everyone is at least aware of how important it is to have a current Will in place. However, estate planning doesn’t begin and end with a Will.

‘Estate plan’ is a catch-all term that covers every nook and cranny of what happens to your assets after you die. It can include a number of crucial documents, such as:

How to be the CFO of your household

Ever wondered what it would be like to control millions (or even billions) of dollars? For chief financial officers, it’s an everyday reality. The financial controllers of large companies spend their days reviewing income and expenses, working on profit improvement projects, approving expenses, and making tough calls when it comes to company capital. If this sounds stressful to you, it may be because you can’t relate on a personal level. For most people, the household budget is the biggest budget they’ll ever manage – and they simply don’t think of running the household like a company.

You may not realise it, but you’re the de facto CFO of your household. You’re responsible and accountable for what happens with your family finances. The good news is that you can learn from professional CFOs; by applying a few basic principles, you’ll be able to improve your financial position and reduce your money stress.

New changes to Age Pension in 2017


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