Archive for December, 2018


The Financial Survival guide to Divorce

Let’s face it- ‘Happily ever after’ doesn’t always work out and when it doesn’t, what you are left with if not planned out properly is a mess.

Divorce is something that the Australian Bureau of Statistics says affects a number of Australians every year with the below information:

Key points for 2017 include:

  • The number of divorces granted increased by 2,428 (5.2%) in 2017 and the crude divorce rate increased from 1.9 divorces per 1,000 estimated resident population in 2016 to 2.0 divorces per 1,000 estimated resident population in 2017.
  • The median age at divorce for both males and females was unchanged in 2017. For males the median age at divorce was 45.5 years of age and the median age of females was 42.9 years of age.
  • The median duration from marriage to divorce in 2017 also remained stable at 12.0 years.

Budgeting in the Festive season

We’re at that time of the year again where shopping centres are packed, you’re signing dozens of greeting cards, and your little ones have just handed you a ‘wish list’ longer than they are tall. At the back of your mind, you’re hoping that you did enough budgeting for the festive season coming up. 

It’s easy to get caught up in the consumer frenzy at this time of year. The media  and advertising encourages us to equate spending with generosity, making buying a real emotional issue. From TV shows about the ‘best Christmas ever’ to department store ads encouraging us to give that special someone ‘what they really deserve’, there’s no wonder Australians spend billions every year over the holiday season– averaging around $955 per person, according to ASIC’s Moneysmart.i 


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