Author Archive

Ronald Pratap

Principal Financial Planner at RP Wealth Management | Financial Planning l SMSF I Insurance l Property Advisory. Our purpose is to provide our clients with sound advice and direction to assist with their financial affairs and help them make the best choices in achieving what is important to them.

How to Make Your Savings Work for You in a Low-Rate Climate

Over the last decade, Australia’s interest-rate environment has been great for borrowers, but increasingly more challenging for savers – particularly those who prefer to hold substantial portions of their savings in low-risk savings options like savings accounts and term deposits.

Having the ‘Money Talk’ with Your Partner

While you may have been putting off the money talk with your partner, matters of the bank account are very important.

In fact, discussing your finances with a long or short-term partner, can save you uncomfortable conversations down the track, especially when you start to manage money together.

While you don’t necessarily need to know about your partner’s morning coffee run, some of the basics to discuss could include:

6 questions to ask a financial adviser about Life insurance

Before you get life insurance, talk through these 6 questions with your financial adviser. That way you’ll have a clear picture of what you’re buying.

1. What types of cover do I need?

The benefits of bundled cover in life insurance

If you need the protection of multiple insurance products, bundling might be the solution. Bundling enables you to save time while earning a reduction in your total premium.

What is bundling insurance?

Important finance lessons to teach your children

The current financial landscape is constantly shifting and is still looking uncertain. As we start to look towards a path of pandemic recovery and with the Federal Government spending several hundred billion dollars on a support package, eventually, the country will need to foot the bill.

It’s certain that the economic effects of the pandemic will impact generations to come, so what financial lessons can we teach our children so that they are equipped with the skills and techniques they need for a prosperous future?

5 habits to become financially secure

Ever looked at a friend who has everything together and thought ‘what’s their secret?’ Here are 5 habits you
can implement to help achieve financial security.

Address

Level 2, Suite 205
90 Podium Way
Oran Park NSW 2570

  • Ronald has always gone above and beyond for getting the best for my husband and I. He is always very punctual and helpful in giving advice. Ronald makes us feel comfortable and that no question is a silly one. I would 100% recommend him to anyone.

    Matthew (32) & Yasna Dench (31)
    Regional Sales Manager | Special Education Teacher

  • I have been working with Ronald for over 6 years. During this time, Ronald has been outstanding in his efforts to improve the bottom line of my portfolio. His continued guidance and enthusiasm makes him the perfect adviser and manager of personal finances.

    Sharad Bhasin (54)
    Deputy Harbour Master

  • I found Ronald to be very knowledgeable about all aspect of finance and being very helpful in overseeing my finances and making sure that I will live comfortably for quite a few years to come. his friendly nature comes from deep down and his clients are treated like family. I will not be afraid of recommending Ronald to all my relatives and friends.

    Carmelo Venturini (69)
    Retired

  • Ronald is a very friendly, knowledgeable and competent person, this is shown in every conversation we have had and it is a peace of mind knowing he is in control of my financials. Thank you

    Greg B (35)
    Warehouse Supervisor

  • Ronald at RP Wealth Management offers an invaluable service to my Estate planning clients by providing professional advice about protecting their family and their wealth with different insurance products in the event of a tragedy. Ronald is incredibly knowledgeable and always provides exceptional customer service to his clients.

    Kaisha Gambell (29)
    Solicitor

  • I have had the pleasure of dealing with Ron and have found him to be both knowledgeable and sincere. He is someone that believes that if you do the right thing by people they will do the right thing by you. I would not hesitate to recommend Ron to people that are looking for someone to provide them with an ethical outcome

    Mario Z (32)
    Accountant

    Logo

    Follow us

    Check out our social media pages for more updates from RP Wealth Management