A new build, a renovation or a well-established home in good condition. We explain the pros and cons of each.
Buy Now Pay Later (BNPL) services are becoming increasingly more popular. If you haven’t used one of these services before it essentially allows you to receive the goods or services today, and pay for it in later instalments. Here we look at how people are using this service and some key factors to be aware of to ensure it doesn’t negatively impact your financial situation.
With the increasing concern of the novel coronavirus (COVID-19) globally, many individuals are being directly impacted both physically and financially. During these circumstances, it is understandable to be unsure of what the future holds. During these unprecedented times, it is important to be ‘alert but not alarmed’.
Estate planning is more than just having a will; it’s an overall financial management plan.
A study by the Financial Planning Association (FPA) showed that the motivation for over 60% of Australians to build wealth is to build a better future for their families. That’s something most of us can relate to, right?
It’s an oldie but a goodie – never put all your eggs into one basket. But, what’s the best way to grow your wealth with investment options outside cash.
Saving your money is important. But, putting your money into a savings account, even with a decent interest rate, may not be the best way to grow your wealth.
Confused about salary sacrificing? You’re not alone. Let us clear it up for you.
What is salary sacrificing?
Salary sacrificing (also known as salary packaging) is an arrangement between you and your employer, where you can use your pre-tax income to purchase some items or services. Your taxable income is therefore reduced and as a result, so is your tax bill. For many, it’s a win/win situation.*