Ron Pratap
Ron Pratap has been involved in the financial services industry for close to 15 years and provides guidance on Investments, Superannuation, Risk Management and Retirement Planning through clear, transparent and structured advice.
Ron enjoys working with clients to structure a strategic financial plan to meet their specific goals and objectives, whether they are a young wealth accumulator wanting to structure their financial future all the way through to clients that are about to retire and need guidance on options and strategies available.
Ron started RP Wealth with a key focus on working with clients on an ongoing basis to achieve their goals as he found working within an aligned bank model restricted him in terms of Products, Advice Procedures and Ongoing Relationships. Ron is now truly able to help his clients without a lot of the previous restrictions placed on him through a compliant and manageable approach.
His Financial Services Guide Contact Ron
Sedat Papagan
Sedat has been in the financial services industry for close to 25 years. He started his financial services journey working with Accountants, Lawyers and Financial Planners establishing complex structures such as companies, trusts and self managed super funds.
It was here that he made the decision to leave a senior management position and follow his newly discovered dream of helping everyday Australians achieve financial success.
Having worked at three multi-disciple accounting practices coupled with operating his own small businesses has led him to a thorough understanding of working individuals, businesses along with accounting principles.
He is licensed to provide strategic financial advice in cash flow, investments, superannuation, self managed super funds, risk management and retirement planning. His goal is to help his clients achieve financial success enabling them to live a more fulfilling life.
Sedat is a family man and has three young kids. He enjoys spending time with his kids playing sports, bike rides and fun days at the beach.
His Financial Services Guide Contact Sedat
Nina Armenton
Nina has a degree in Bachelor of Science in Business Administration majoring in management Accounting and likes working with our clients to ensure ongoing management and support where needed.
Outside of work, Nina enjoys spending time beach side and also watching movies with the family in her downtime.
Contact Nina 
Foundation
We ensure you have you have the right fundamentals in place by getting to know you and working with you via an initial plan which will detail all your advice, benefits, actions, risks, fees and expectations. This lays the groundwork for what we will build on and what needs immediate attention. By laying the right foundation and understanding your goals and dreams, we can then map out a plan for your financial future by identifying what arrangements need to be set up or what other experts needs to be involved in the process.
Building the Structure
Owning one single default option for your investment strategy or your protection strategy is like having a house with one door and one window. We work with our clients to ensure their plan is appropriate for their needs and future goals. This plan can change over time and the structure needs to be able to adapt to that. By having more than one door and window, this allows us to diversify different investment outlooks and ensure you have the right plans in place so the walls don’t come crumbling down.
Roof Of Protection
Things don’t always go to plan as a number of factors can get in the way such as ill health, global economic issues and redundancies. By ensuring you have an appropriate personal protection strategy in place to shield you now and in the future, we make sure that roof stays up and protects you when things don’t go to plan.
During our first meeting we will sit with you, either in our offices or at your home, and go through your current financial situation in detail. This will give us a very strong understanding of where you are now and what you would like to achieve.
Once we understand your currently financial situation, we can build a picture of where you would like to be. We will go through step by step and clearly define your dreams and goals. These will be the basis of our financial plan moving forward.
Once we have all of the information, we can then prepare your financial plan, also known as a statement of advice. This will take up to 2 weeks to prepare. Once it is ready, we will contact you to make a time for us to go through it in detail.
Once you’ve decided on the recommendation you would like to proceed with, we can begin implementing these for you. We will take care of this whole process, keeping you informed at every step of the way.
Once your new financial setup has been finalised, we will stay in contact regularly to review your progress and provide you with updates on the financial markets. Our relationship does not end once your implementation is complete, we are always here to support and guide you towards meeting your goals.
TAL Rising Star Financial Planning finalist 2016
RI Advice Excellence award Finalist 2014
One of the 50 Most Influential Advisers 2021
