Before you get life insurance, talk through these 6 questions with your financial adviser. That way you’ll have a clear picture of what you’re buying.
If you need the protection of multiple insurance products, bundling might be the solution. Bundling enables you to save time while earning a reduction in your total premium.
What is bundling insurance?
You have worked hard for the life you love, so it’s important to understand the best way to protect it. Health
Insurance and Life Insurance are two options that you may be considering, and trying to work out if they are right
for you. Here we look at both types of insurance, how they differ and how they may work together.
What is life insurance?
Financial worries affect most Australians at some point. The good news is, you’re not alone. If you’re feeling stressed about your finances, please reach out to us for help. There are also plenty of support services to help you through.
According to a Deloitte study, over 50% of the population worries about outliving their retirement savings. Of course, we’re all experiencing a little extra worry right now due to COVID-19. But it’s not just your bank balance that feels the strain, as financial stress can affect your mental health and physical health too.
When you’re young, it can be easy to think of life insurance as a nice-to-have. After all, you’re probably in good health and have more pressing expenses, right? Not quite.
All it takes is one accident or one diagnosis and everything can change – all of a sudden, insurance will become your top priority as this has happened with 2 clients from our office in their early 30’s.
The only trouble is when you’re already hurt or sick, the ideal time to take out insurance has passed.
Here we help you understand how Trauma insurance could help support you and your family, to allow you the financial freedom during the worst of times. This lump-sum payment can help you focus on receiving the best treatment available, pay for rehabilitation, and even cut back your work hours to be able to concentrate on your recovery.