Everyone wants to raise their standard of living to hopefully live a comfortable retirement and this is why we invest in shares and property as well as budget according to our lifestyle financial goals we set for ourselves.
One very important component that is often overlooked is Superannuation.
Ask yourself these questions: Is your Personal Superannuation structured in the most appropriate way to meet your retirement needs in the future? What exactly is your Personal Superannuation invested in(Shares?Property, Cash?) What insurances are held in my superannuation and what do they cover me for?
For most Australians, the answers would be unsure.
By simply adjusting your investment allocation and understanding your investment options, you could improve your retirement situation substantially as well as remove potentially unnecessary fees and premium deductions.
Australians usually start their superannuation portfolio when they begin employment and are given an Industry Superannuation form and tick a box (conservative, balanced, growth or high growth), then forget about it until the statement comes in on a yearly basis.
What if you could take control of your Personal Super and know exactly what you are invested in and have the flexibility to adjust asset allocations depending on your financial goals, age and risk appetite.
With your superannuation and the help of RP Wealth Management you can.
Invest in specific ASX listed stocks, easily balance your portfolio depending on market conditions, manage your cash component and you can even invest a portion in multiple manage funds; all with the guidance of an experienced Adviser and investment strategy.
RP Wealth Management have access to Personal Superannuation platforms to manage Your Superannuation. This allows for:
Ongoing management and reviews
Adviser access throughout the year
Viewing your Superannuation portfolio holdings is easy with the comprehensive client portal. You can check transaction history, view performance stats, monitor Superannuation contributions and even update your details.