Are you finding that feeling burnout is now becoming part of your work schedule? If both your first and last task of the day is to check your emails, you’re not alone. Contemporary work culture, spurred on by advances in technology, has meant that we are expected to always be “on”. Gone are the days of the 9-5. Many of us work at all hours, possibly even holding down side gigs, and that’s before we take into account the labour we perform in other areas of our lives with emails on our phones, clients having your personal number and going above and beyond at the cost of your own health.
Protecting Your Super package
Recently, the Federal Government introduced the Protecting Your Super legislation, designed (in theory) to ensure that members of Super funds(particularly those with low balances) are not paying for insurance cover that they do not know about or premiums that inappropriately diminish their retirement savings over time.
The biggest risk is that people who don’t hold Life insurance benefits elsewhere and don’t respond will lose the only insurance cover they have.
Applying for the cover again once this is cancelled will result in a application process in most circumstances which could become an issue if you have pre-existing medical problems.
Few of us think beyond the opportunity to travel and do all those things we’ve been putting off until we have more time and fewer responsibilities before we even think about moving into Aged Care for ourselves or loved ones. But as the population ages, it’s a possibility that few of us can ignore and based on discussions with clients about themselves or their family members a number do not know how much Aged care will cost them.
Over 3.6 million Australians, or 16 per cent of the population, are currently aged 65 and over.iThis is projected to grow to 22 per cent by 2061, or more than one in five.ii We’re also living longer as the average Australian can expect to live into their 80siii, and many of us will live beyond 90.iv
That means more of us will need some form of aged care late in life. And as pressure grows on aged care service providers to cater for more people, the costs may rise.
Raising a child will provide you with countless experiences that money can’t buy. But it is still an expensive business. Here’s your guide to the likely cost of raising a child in Australia as sometimes it is hard to stop and think how much does it cost to raise a child in Australia.
With over 300,000 babies born in Australia every year according to the Australian Institute of Health and Welfare, more and more families are adapting to life with little ones. We run through a few of the big milestones to help you calculate the likely cost of kids.i
Ever looked at a friend who has everything together and thought ‘what’s their secret?’ Here are five habits you can implement to achieve financial security.
Believe it or not, being secure financially doesn’t involve magic or an outrageous stroke of luck.
More often than not, it results from good habits, such as keeping track of your finances, cutting back on expenses, and planning ahead.
Here are five habits you can develop that will help you become the awe of your friends and family.
Workers Compensation will cover you for some things, but have you also considered Income Protection to ensure you are covered when you need it most?
Whether you’re a white-collar worker hammering away at your keyboard from 9 to 5, or a tradie getting your hands dirty day-in and day-out, you run the risk of getting sick or injured at work.
That’s why every Australian workplace has health and safety obligations: they must provide safe work premises, assess risk and have workers compensation insurance.